A loan of $1,100 helped to pay for her higher education.


Nelly's story

Nelly is a student of the American University of Central Asia, and she studies in the department of economics. Here is her story. "I studied at physics – mathematics school-lyceum No61 and was always interested in mathematics. In senior classes, we started having lessons in economics which were very interesting, especially the role of mathematics in economics. That is why I decided to continue developing my interests and enroll in the economics department. Also, my choice was influenced by the fact that economics is an integral part of daily life. A person deals with economy when they think how much money they have to save for a new purchase, how much they have to pay for repairs, how the inflation influences their salary, how to save money etc. Economy also helps to answer the issues in the sphere of entrepreneurship and economic activity, how to determine what it means to increase the net profit and to provide employees with satisfactory salary, how the relations with foreign partners influence activities, and supply and demand at the market. The knowledge of economy allows me to follow and understand the situations in the world. Today our country is in need of competent specialists in different areas. The economy of our country is unstable and I would like to help Kyrgyzstan. Our country has a great potential. I have a possibility to make an effort to improve the economic situation of our country. The American University in Central Asia is one of the leading universities in Kyrgyzstan, keeping up with the times, and its graduates are recognized with employment. AUCA is a basic step for many successful people. In Kyrgyzstan, you can meet graduates of AUCA who can perform their duties at an excellent level. I would also like to take an active role in the social life of AUCA. AUCA is the place that I always was looking for, the place where I wanted to be and I am happy that my dream came true." At the same time, Nelly wonders about the financial part of this issue, as her family cannot afford paying the tuition fees. But she doesn’t want money to stop her from her studies. A Kiva loan would let Nelly be more concentrated on her studies, not on thinking about how to earn money for her tuition. The American University of Central Asia has been the university of her dreams for years and she doesn’t want financial restrictions to be a barrier for her future success.



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