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Roberto Antonio
Roberto is 21 years old. With a great deal of hard work he managed to study for a career as a chemical engineer and as a result he now works in a small firm in his city. This enables him to cover his living expenses and keep making progress. Roberto thinks his work is going well because he is responsible and especially because he is very careful in what he does.

Roberto is grateful to the Kiva lenders since with the help they have given him he will be able to buy materials to make improvements to the house he lives in, especially putting down a concrete floor, plastering the walls and other things. In this way he will be able to improve his quality of life and strive to make his big dream a reality: to have his own house.
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Roberto es un joven de 21 años de edad, logro estudiar la carrera de ingeniería química con mucho esfuerzo y gracias a ello trabaja en una pequeña empresa de su ciudad, con lo cual puede solventar sus gastos de manutención y poder salir adelante cada día, Roberto cree que le va bien en su trabajo porque es responsable y sobre todo porque es muy cuidadoso con lo que hace.

Roberto está agradecido con los prestamistas kiva ya que gracias a al ayuda que le han brindado podrá comprar materiales para poder realizar mejoras en la vivienda donde habita especialmente colocar piso de concreto, tarrajeo de paredes, entre otros; asi podrá mejorar su calidad de vida y luchar por hacer realidad su gran sueño:”Tener su casa propia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $12,000
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $61,860,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD