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Alex is a very hard-working young man and above all he wants to get on in life. He works as a cashier in a city supermarket chain, which gives him an income to cover his living expenses. Alex thinks his work is going well because he is friendly and responsible.

Alex is grateful to the Kiva lenders since with the help they have given him he will be able to make improvements to the small modular home where he lives with his family. He will buy materials such as sand and cement to improve the floors and so he will be able to improve his family's quality of life and keep striving towards making his big dream a reality: to have his own house.
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Alex es un joven muy trabajador y sobre todo con ganas de salir adelante, trabaja como cajero en una empresa de supermercados de su ciudad, con lo cual puede tener ingresos para poder solventar sus gastos de manutención, alex cree que le va bien en su trabajo porque es amable y responsable.

Alex esta agradecido con los prestamistas kva ya que gracias a la ayuda que le han brindado podra realizar mejoras en el pequeño modulo donde vive con su familia, ya que comprara materiales como arena, cemento para mejorar los pisos, asi podra mejorar la calidad de vida de su familia y seguir luchando para hacer realidad su gran sueño:” Tener su casa propia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD