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Carla Jose
Carla, 22, studies social communication. She works in telephone sales for a call center company to support herself and pay her school expenses.

Carla needs the support of the loan to be able to take the course to register her degree for the program she's about to finish. This will help her improve her résumé and aim for a job with a better salary than she has currently.
View original language description ↓
Carla es una jovencita con 22 años de edad, estudia la carrera de comunicación social, trabaja en tele ventas para una empresa de Call Center, por este medio se apoya para los pagos de sus gastos universitarios. Carla requiere del apoyo de préstamo para poder entrar al curso de titulación de su carrera que esta por culminar, que le ayudara a mejorar su curriculum para optar por un empleo con un mejor salario del que tiene en la actualidad.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Carla Jose to register her degree.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 26, 2013
Oct 2, 2013
Currency Exchange Loss:
Aug 17, 2014