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Anna is a lawyer with many years of experience working in that field. She lives in Gyumri town with her daughter and provides legal services to locals in Gyumri town. She is doing her job with great love and care and does her best to provide good living conditions for her daughter.

Now, this hard working woman needs financial support to be able to purchase new office supplies and a computer, which is very important for her work. Anna has now been approved for a loan within the framework of a new joint initiative between Kiva and SEF international. The start-up loan program provides business start-up loans with soft conditions to informal businesses that do not have access to credit products. The loan is very important for Anna and she will be very grateful to all her lenders for the help.

Additional Information

More information about this loan

This loan is part of SEF's startup pilot project to benefit borrowers working in Armenia's non-formal business sector. By providing working capital to artists, auto mechanics, bakers, furniture makers, construction workers and other informal entrepreneurs, SEF aims to help them formalize their businesses, increase their incomes, and build brighter futures.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 111
    View loans »
    Armenia Loans Fundraising
  • $16,727,525
    Funds lent in using Kiva
  • 405.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Anna to pay for new office supplies and a computer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 3, 2013
Oct 9, 2013
Currency Exchange Loss:
Jul 17, 2015