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Tamara is 26 years old, married, and is raising two children. She has a high school education, and her main source of income is animal husbandry, which she started 2-3 years ago with the purchase of 8000 KGS worth of livestock. Through hard work, Tamara has come to own three milk cows, two heifers, and five sheep. Her monthly income is 8000 KGS.

In order to grow her business, Tamara has applied for a loan of 100,000 KGS from Bai Tushum and Partners in order to purchase more livestock. Tamara plans to invest any profit from this loan into further expanding her flock, and wishes to save enough to buy a refrigerator.
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Тамаре 26 лет, замужем, вместе с супругом воспитывают 2 детей. У Тамары - среднее образование, в качестве основного дохода для своей семьи Тамара занимается животноводством, стартовав 2-3 года назад, с покупки скота на 8,000 сом KGS. Благодаря упорному труду Тамары, в ее хозяйстве на сегодняшний день имеется: 3 дойные коровы, 2 нетели, 5 овец. Ежемесячный доход составляет 8,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Тамара обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку коров для увеличения поголовья скота. Доходы от кредита Тамара планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на покупку холодильника.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,075 helped Tamara to buy livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 1, 2013
Oct 4, 2013
Currency Exchange Loss:
Nov 17, 2014