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Leutrim is 22 years old and a happily married father of a 1-year-old son, living in the southern part of Kosovo. He is currently working in a car wash with a very low salary and this is the main source of income for his family. For several years Leutrim has wanted to renovate his house for his family, specifically replacing the doors and windows which are very old.

He has tried unsuccessfully to save the money for the costs and is now requesting a loan before the cold winter months to replace these in order to improve their living conditions and reduce costs on the utilities. His goal is to find a better paying job and ensure the future for his son. Leutrim knows that this is a Kiva loan and he appreciates the help from KosInvest/Kiva lenders.

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Kosovo

  • $7,600
    Average annual income
  • 21
    View loans »
    Kosovo Loans Fundraising
  • $2,061,175
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD
A loan of $950 helped Leutrim to buy new doors and windows because they are very old.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 23, 2013
Oct 8, 2013
Currency Exchange Loss:
Nov 7, 2013