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Ryskan is 51 years old, a widow and raising five children alone after her husband's death, and is also running her own business. Ryskan has a higher education. To provide the primary source of income for her family, she is involved in animal husbandry, having started 23 years ago with a purchase of livestock with 80,000 som (KGS). Thanks to Ryskan's hard work, today her business contains 2 dairy cows, 1 horse and 50 sheep. The monthly income amounts to 13,000 som (KGS). In order to further develop her business, Ryskan requested a loan in the amount of 50,000 som (KGS) from the microfinance bank "Bai-Tushum and Partners" to buy a horse in order to increase livestock headcount. Ryskan plans to invest the earnings from the loan into further increasing domestic livestock quantities and saving money for her children's continued education.
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Рыскан 51 год, вдова, после смерти мужа сама воспитывает пятерых детей, а также ведет свое хозяйство. У Рыскан - высшее образование, в качестве основного дохода для своей семьи Рыскан занимается животноводством, стартовав 23 года назад, с покупки скота на 80,000 сом KGS. Благодаря упорному труду Рыскан, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 1 лошадь, 50 овец. Ежемесячный доход составляет 13,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Рыскан обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку лошади для увеличения поголовья скота. Доходы от кредита Рыскан планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,014,625
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Ryskan to buy a horse in order to increase livestock headcount.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Oct 3, 2013
Currency Exchange Loss:
Oct 17, 2014