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Update on Marina

Marina is very thankful to all of the lenders for the previous loan which has helped her to buy agricultural machinery. She is still working together with her husband on her land. Marina is very satisfied with the previous loan and she is asking for a second loan for the same business.

This time she wants to change the engine of her agricultural machine because it is broken from working a lot on the neighbors' and her land. This business is still her main source of income and she is very happy for this opportunity. Marina also in the future wants to work in agriculture. She wants to thank all of the lenders for the second support!

Previous Loan Details

Marina is from Kosovo and she is living in a Serbian community. She is married and is a mother of one child. She is working hard on her land together with her husband. She has been busy with this kind of business for a long time. Agriculture is the main source of income for Marina’s family. S... More from Marina's previous loan »

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kosovo

  • $7,600
    Average annual income
  • 5
    View loans »
    Kosovo Loans Fundraising
  • $2,256,825
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,450 helped Marina to change the engine of her agricultural machine.
100% repaid
Repayment Term
30 months (Additional Information)
Repayment Schedule
Sep 10, 2013
Oct 8, 2013
Currency Exchange Loss:
Aug 17, 2015
This photo was used before for a previous loan for Marina. It was first posted on Kiva on Jun, 2012. Learn More