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Gulsara is 58, married, and is raising 3 children together with her husband. She has a university education, works at a local school as a teacher, and is respected among her fellow villagers. To earn extra money for her family, Gulsara raises livestock, having started 18 years ago with 8,000 somoni worth of livestock. Thanks to her persistent efforts, Gulsara's farm currently has 2 dairy cows, 2 horses, and 10 sheep; additionally, her monthly income has risen to 8,000 somoni. She is seeking a loan of 100,000 somoni from Bai Tushum and Partners to further develop her farm; specifically, she wants to buy more cows, and hopes to use any extra income due to the loan to buy even more livestock for her farm, as well as to save money for her son's wedding reception.
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Гулсаре 58 лет, замужем, вместе с супругом воспитывают 3 детей. У Гулсары - высшее образование, работает в местной школе преподавателем, имеет авторитет хороший среди своих сельчан. Гулсара в качестве дополнительного дохода для своей семьи занимается животноводством, стартовав 18 лет назад, с покупки скота на 8,000 сом KGS. Благодаря упорному труду Гулсары, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 2 лошади, 10 овец. Ежемесячный доход составляет 8,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Гулсара обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку коров для увеличения поголовья скота. Доходы от кредита Гулсара планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на проведение свадебного торжества для сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD
A loan of $2,075 helped Gulsara buy cows for her farm.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 1, 2013
Oct 2, 2013
Currency Exchange Loss:
Nov 1, 2013