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James, a married man of four children, is a cattle keeper in a rural area. He keeps cattle for milk, and also to sell at times. The business has helped him to sustain his family demands, but he gets challenged at times of cattle disease, which lead into quarantine; this affects him especially when he has acquired a loan and may not easily pay because he can't make sales during that period.

However, he thanks Ugafode for the flexibility in the repayment terms, like being allowed to pay quarterly, which helps him to plan.

He will use the loan to buy cattle.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.


About Uganda

  • $1,800
    Average annual income
  • 134
    View loans »
    Uganda Loans Fundraising
  • $33,804,000
    Funds lent in using Kiva
  • 2,550.0
    Uganda Shillings (UGX) = $1 USD
A loan of $1,200 helped James to buy cattle for fattening.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Oct 8, 2013
Currency Exchange Loss:
Nov 7, 2013