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Mr. B. Pan is a 43-year-old fisherman who lives in Chyroe2 Commune, Kampong Cham Province. He fishes in Trohs Lake near his village, and his wife sells fish in the market. He lives with his wife and three children, one of whom is working as waitress in a restaurant. Mr. Pan and his wife are pictured.

To add income to support her family, Pan’s wife is opening a small tailoring business. She faces the obstacle of lacking money to purchase a sewing machine and cloth to sew. Pan decide to request a loan for his wife’s business, and he plans to use the remainder of the loan to purchase fishing tools such as a net and resin for caulking his boat.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 107
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Pan to purchase a sewing machine and cloth.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 10, 2008
Aug 27, 2008
Currency Exchange Loss:
Aug 15, 2009