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Gulzar is 56 years old, married and a mother of three children. She also has three grandchildren. Gulzar loves her grandchildren very much and tries to provide them with a good upbringing. Her husband is pensioner and now he leads the funeral ceremony in the village.
Gulzar is a kind and hard-working woman. According to her neighbors' opinion, she is very outgoing and welcoming. She is engaged in buying and selling cattle and milk products. Her relatives help her with this because her health won't allow her to fatten up livestock and resell it by herself. Gulzar came to VFAC for the loan of 1600 AZN to pay for her surgery. She hopes that the organization will help her with financial support.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.


About Azerbaijan

  • $10,800
    Average annual income
  • 41
    View loans »
    Azerbaijan Loans Fundraising
  • $14,668,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD