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Mrs. Lay Kunthea Village Bank Group
In this Group: Lay, Chuob, Nuth, Nuth, Chun, Peng, Thann, Chhaom, Bo, Nuth, Reach, Tat, Mao, Thy, Tith
The Village Bank which is located in Ta Reab Doun Sar Village in the Kandal Province consists of fifteen members. Mrs. Lay K., 30, is the village bank president who has been selected by the members in the village bank. She sells different kinds of vegetable in the local market. Her husband, Mr. Hem V., is a farmer who cultivates rice and vegetable. Aside from this business, he is soldier who has been retired and he can get a small salary to support his family. The couple has four children, three of whom are attending school while the youngest one is too young to work or study.

Since her business is going well, Mrs. Lay K. wants to expand and is requesting a loan to purchase more vegetables for resale. (Mrs.Tat S. is not shown in the picture but her husband is because he came to take a loan instead of her while Mrs.Tat S. is very busy with her work.)

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 88
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,104.5
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Lay Kunthea Village Bank Group's $2,125 loan helped a member to purchase more vegetables for resale at the local market.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2008
Aug 28, 2008
Currency Exchange Loss:
Oct 15, 2009