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Seryozha is from Agarak city in the Syuniq region. He lives with his mother and his wife. Seryozha and his mother work in the factory. To be able to meet their needs, the family is also engaged in keeping a cow and in cultivation of several fruits (peach, cherry, plum, quince, pomegranate, fig, blood orange, pear and walnuts). The fruits of this particular region are famous all over the country and have high demand in the market.

Seryozha currently wants to increase the number of cattle to be able to cover the increasing needs of his family. A loan of USD 3,000 will be a huge support to this hard-working man and his family and will help them purchase three cows. Seryoja and his family highly rely on the good will of the lenders and will be grateful for helping them to sustain and develop their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 165
    View loans »
    Armenia Loans Fundraising
  • $17,050,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Seryozha to purchase three cows.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 3, 2013
Oct 8, 2013
Currency Exchange Loss:
Nov 7, 2013