A loan of $600 helped to put up a dairy unit.

Rebeca's story

Rebeca lives in the Litein area of Kenya. She has 3 children and has been doing this work for 5 years. Her primary income sources are from selling milk, and transportation services.

She stated what is most enjoyable about farming: 'Farming.' Her biggest challenge is 'Not enough capital to acquire more income generating assets.' Animals on the farm have been given no names.

Rebeca was asked why she chose Juhudi Kilimo for this loan, to which she replied: 'Low interest.' This client was also asked what was learned during Juhudi's required micro-finance training session: 'Help us acquire income generating assets like a cow.'

Her highest monthly expense is farming costs. When asked 'How will this loan benefit her family', Rebeca replied 'Improve living conditions.'

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Rebeca owns the following: 'cow, pump, motorcycle' but does not own 'pig, poultry, bicycle, automobile'. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household 'mosquito net, running water' but does not have 'electricity, solar power, sewing machine, TV, DVD'.

Loan details

Lenders and lending teams

Loan details