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Sali, 40 years old, is a married man who lives in the Roma community.

In this community, it is traditional for people to play musical instruments at weddings and other celebrations for fees in order to make a living. Sali has been doing this for long time. In the summer, which is a popular time for people to get married, he is able to generate much business and is well paid.

Sali lives in a home that has suffered much damage from winter weather, and as his business is slow during that time of the year, he was unable to save the money for the renovations or fix it immediately.

Sali is requesting a loan so that he can change the doors and windows so that he can improve his living conditions and have a better life.

His future goal is to expand his band and add new musicians and instruments in order to have more income and appeal to a wider audience and needs.

He really appreciates this support and is very grateful for the financial support given to him to help his family.

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 4
    View loans »
    Kosovo Loans Fundraising
  • $2,256,825
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD
A loan of $1,375 helped Sali to change doors and windows to repair winter damage to his house.
Repayment Term
22 months (Additional Information)
Repayment Schedule
Sep 18, 2013
Oct 7, 2013
Currency Exchange Loss:
Nov 6, 2013