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Viraksoern is a rural villager from Takeo Province's Doun Keo district; he is 24 years old, and a teacher. He been teaching for three years; this earns him about 30,000 KHR per day to meet the family’s need.

This is Viraksoern’s first-cycle loan with Kiva's partner, VisionFund. He wants to specialize in english literature at a local university, so now he is applying for an education loan to cover the entire tuition.

He hopes this loan will enable him to obtain a higher educational background so that he can get a good job after graduation to support the family.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.


About Cambodia

  • $2,600
    Average annual income
  • 109
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Viraksoern to cover the entire tuition for school.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Sep 3, 2013
Oct 7, 2013
Currency Exchange Loss:
Apr 17, 2015