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Muungano - Beach Group
In this Group: Aisha, Zaina, Juma, Devotha, Ashura, Anna, Raymond, Jane
Aisha, who is in her early 40s, is married with two grown-up children. One is attending university, and another one has finished advanced school level. For five years now, Aisha has been running a business selling fabrics (“vitenge” as known in Swahili). She works from 9:00 a.m. to 6:00 p.m. per working day and is able to make a small profit per month.

This will be Aisha's first loan from Tujijenge Tanzania. She will use the loan to buy more fabrics to resell to more people. She dreams that one day she will be able to build a nice family house.

Aisha will share this loan with her loan group "Muungano", which totals eight people. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 25
    View loans »
    Tanzania Loans Fundraising
  • $16,190,200
    Funds lent in using Kiva
  • 1,603.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Muungano - Beach Group's $2,600 loan helped a member to buy more fabrics to resell to more people.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 30, 2013
Oct 7, 2013
Currency Exchange Loss:
Mar 17, 2014