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Sakovat is 33 years old. She is married. Her husband left to work abroad. While her husband is away from the family, Sakovat is raising their two sons alone in the city of Isfara and is concurrently involved in sewing. Sakovat worked at a market, selling children's clothing, several years ago. She could no longer work when she had children and stopped that business. Today, her sons have grown up a bit - the oldest is 5 years old, and the youngest is 2 years old. Sakovat can work again, and her mother, who lives together with them, will look after the children in her absence. Sakovat decided to return to her old job and already found a place at the market, where she will sell children's clothing. The entirety of the loan amount will be used to purchase seasonal children's clothing. We wish Sakovat luck, success and more clients.
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Саковат 33 года. Она замужем. Ее муж уехал на заработки в заграницу. Пока ее муж находится вдали от семьи, Саковат одна воспитывает двоих сыновей в городе Исфара и одновременно занимается шитьём.
Саковат несколько лет тому назад работала на рынке, продавала детскую одежду. Когда у нее родились дети, она не могла больше работать и прекратила свою деятельность. На сегодняшний день ее сыновья подросли - старшему 5 лет, младшему 2 года. Саковат может снова работать и за детьми в ее отсутствии будет присматривать ее мать, которая живет вместе с ними. Саковат решила вернуться на свою старую работу и уже нашла место на рынке, где будет продавать детскую одежду. Все средства кредита пройдут на закуп сезонной детской одежды. Желаем Саковат удачи, успеха и побольше клиентов.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 210
    View loans »
    Tajikistan Loans Fundraising
  • $31,077,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Sakovat to purchase seasonal children's clothing and restart an old business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 26, 2013
Oct 1, 2013
Currency Exchange Loss:
May 17, 2014