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Apple Group
In this Group: Amani, Maua, Suzan, Happy, Makawenzige, Neema, Devota, Jane, Fina, Dorah
Amani, who is in his late 20s, is married and blessed with a baby boy. Amani has been managing his family expenses by running a barber shop business for four years. He works from 8:00am to 9:00pm each working day and is able to earn a good monthly return.

This is Amani's second loan request from Tujijenge Tanzania, which he will use to buy more barbershop equipment. He is looking forward to servicing more men in his shop. The previous loan, which he has paid back successfully, was used to add new business machines and other daily working equipment. Amani used his business profit to pay for his family food expenses and kept the remains in the bank. Amani dreams to open other branches and build a house.

Amani will share this loan with his loan group "Apple" which consist of 10 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 24
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,608.5
    Tanzania Shillings (TZS) = $1 USD
A portion of Apple Group's $5,150 loan helped a member buy equipment for his barber shop.
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 30, 2013
Oct 7, 2013
Currency Exchange Loss:
Nov 6, 2013