Maluimaauga (Malu) is married and has three children.
She joined the SPBDF program in 2004, and since then has borrowed four times to expand and improve her plantation and start an ice-cake business, which are the primary sources of income for her family.
Every day she travels to the market to sell her bananas and coconuts from her plantation and ice-cake business.
Malu is now applying for her 5th loan to allow her to expand her plantation in order to enable her to export produce to New Zealand.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.