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Roca Fuerte Group
In this Group: Irma Yolanda , Ana Gabriela , Emiliana , Ana Ibeth , Gladys Elena , Dina Beatriz , Maria Emiliana , Telma Yojana , Leidy Patricia , Telma Marilu , Juana , Yaquelin Gabriela , Norma Lisseth , Debora Esther , Zoila Magaly
The Roca Fuerte Trust Bank is located in the western highlands of Guatemala, in the town of Los Altos, in the department of Quetzaltenango. Just last March, a group of women decided to organize themselves into a Friendship Bridge Trust Bank (which they named, Roca Fuerte Trust Bank) and they requested their first loan cycle from Friendship Bridge. Happily, the women were able to successfully pay back the entire loan.

The group is currently composed of 15 members, including six new members. The women are motivated to move forward and they have requested another loan cycle. They are engaged in various commercial activities, such as selling shoes, produce (vegetables, fruit, and tortillas), clothing, and snacks. Another client owns a sawmill. There is even a client who sells products by catalogue! Their ultimate goal is to support their families, send their children to school, and develop their community.

The Secretary of the Trust Bank is 25-year-old Gabriela, who is the mother of two children. Gabriela and her husband own the sawmill, which they started about four years ago. With a great deal of time and effort, they were able to grow their business and they have been quite innovative. They have introduced new products to their customers, which have been helpful in expanding their business. Gabriela is eager to receive her second loan with Friendship Bridge, which she will use to purchase additional wood to make more products for the customers. There are four additional employees in their business!

Gabriela, along with all members of the Roca Fuerte Trust Bank, are happy to belong to the Friendship Bridge program and express their great appreciation to Kiva investors. The women meet once a month to make payments and receive training on topics, such as children's rights (with an emphasis on education), women's health, hygiene, nutrition, business administration, savings and indebtedness. These trainings benefit not only the members, but also their families and the community. They look forward to a brighter future as empowered women, eliminating poverty!

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 61
    View loans »
    Guatemala Loans Fundraising
  • $12,393,850
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Roca Fuerte Group's $5,875 loan helped a member to purchase additional wood to make furniture.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 7, 2013
Currency Exchange Loss:
Jan 17, 2015