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Sona is 45 years old and she lives with her son in Vanadzor city. Sona is a widow and during many years she has done her best in order to bring up a clever and honest person.

Sona has graduated from Vanadzor Commercial College, Department of Accounting. Now she works at the city municipality as an accountant. Her son is a worker in a workshop.

Sona and her son recently managed to do some repair work on their cute flat, but they still have some problems connected with the heating system of their flat.

Sona asks a loan of AMD 700,000 (Armenian drams) in order to buy a heating system, to be ready for the coming cold, winter months.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 161
    View loans »
    Armenia Loans Fundraising
  • $17,094,100
    Funds lent in using Kiva
  • 405.6
    Armenia Drams (AMD) = $1 USD
A loan of $1,750 helped Sona to buy a heating system, to be ready for the coming cold, winter months.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 9, 2013
Oct 10, 2013
Currency Exchange Loss:
Nov 9, 2013