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Binta's Group
In this Group: Binta, Ndeye, Aissatou, Tening, Fatou, Tahibou, Coumba, Maria, Haby, Mariama Rahim, Loly, Fatoumata, Penda, Fatoumata, Kadiatou, Halimatou, Aissatou Mamoudou, Dienabou, Fatoumata, Adama Hawa, Diamy*, Fatou, Mariama Saliou, Ramatoulaye, Aissatou Mamadou*, Mariama Mamadou, Fatoumata, Kadiatou, Penda, Maimouna, Fatou Adama*, Aissatou Adama, Mariama Amadou, Kadiatou, Aissatou, Bassine
* not pictured
Within this Banc Villageois, which was set up on 18th September 2013 and inaugurated in the village's public square, there is a group of women who are determined to undertake income-generating activities and strengthen their funding capacity. They have lived in the same village for several decades and have a strong community spirit and a desire to help one another out. They run small trading activities.

Binta, who is 56 years old (sitting on the far right of the photo with her hand raised) is the star borrower of the group. She is a widow and mother to two boys. She sells groceries such as rice, oil, milk, etc. which she buys in the commune's central market for resale in her village and the surrounding areas.

With her new loan she is planning to buy two sacks of rice for 28,000FCFA, a 20-liter container of refined oil for 13,500FCFA, a carton of 25g milk sachets for 8,500FCFA, millet for making millet flour, around ten kilos of sugar and other ingredients.

The profits will enable her partly to help out her husband with the family's needs and partly to increase her turnover.
View original language description ↓
Créer ce 18 septembre 2013 à l’occasion de son inauguration dans la place publique du village, ce banc villageois compte en son sein des femmes déterminées à entreprendre des activités génératrices de revenu et de renforcer leur capacité de financement. Elles vivent dans un même village depuis plusieurs décennies et entretiennent des relations de solidarité et d’entre aide. Elles s’activent dans le petit commerce.

Madame Binta, âgée de 56 ans (assise à l’extrême droite avec la gauche levée), est l’emprunteuse vedette du groupe. Elle est veuve et mère deux garçons. Elle est vendeuse de produits alimentaires à savoir le riz, l’huile, le lait, …. Au marché central de la commune pour la revente dans son village et aux environs

Avec son nouveau prêt, elle compte acheter deux sacs de riz pour 28 000 F CFA, 01 bidon de 20 litres d’huile raffine à 13 500 F CFA, un carton de lait de sachet de 25 grammes à 8 500 F CFA. Mil pour transformation en farine de mil une dizaines de kilos de sucre et autres ingrédients.

Les bénéfices me permettent d’une part d’aider mon mari à prendre en charge les besoins de la famille et d’autre part à accroître mon chiffre d’affaire.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,221,925
    Funds lent in using Kiva
  • 485.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Binta's Group's $3,725 loan helped a member to buy two sacks of rice for 28,000FCFA, one 20-liter container of refined oil for 13,500FCFA, a carton of 25g milk sachets for 8,500FCFA, millet for making millet flour, around ten kilos of sugar and other ingredients.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 18, 2013
Sep 30, 2013
Currency Exchange Loss:
Apr 16, 2014