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Mahmaraim is 51 years old. He is from the J. Rumy district of Tajikistan. He has worked for many years on a piece of land where he has grown vegetables and cultivated fruit trees. Working from the land has not been easy, but he has coped well with all obligations.

Mahmarain enjoys working in agriculture, but he feels that he needs to do more. He would like to combine crop production with animal husbandry, and wants to buy some livestok to create his own barnyard. However, he does not have enough savings to realize his project and this is the reason why he is taking a loan.

His plan is to buy three head of cattle every month (cows and calves) and resell them for a profit at the cattle market 30 days later, after having fattened them. He already has his mini business plan. He is waiting for your support, in order to start this new activity.
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Махмараиму 51 год. Он из района Дж.Руми. В течении многих лет Махмараим работал на земельном участке, сажал овощи и имел несколько плодовых деревьев. Работа на земле нелегкий труд, но он справлялся со всеми обязательствами. Махмадраиму нравиться заниматься растениеводством, но для него это не достаточно. Он хочет совместить растениеводство и животноводство, закупить скот и создать свой скотный двор. Для осуществления своих намерений сбережение Махмадрахима недостаточно. Поэтому он обратился за кредитом. Он планирует каждый месяц закупать по трех голов коров и телят, после 30 дней откорма продавать на скотном рынке по прибыльной цене. У него уже имеется свой мини бизнес-план. Он ждет вашей поддержки, чтобы приступить к новой деятельности.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 234
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $1,900 helped Mahmaraim to buy three head of cattle (cows and calves) in order to start his own cattle fattening and sales business.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Sep 30, 2013
Currency Exchange Loss:
Oct 30, 2013