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Maa Mangala Selp Help Group
In this Group: Sarojini , Jharana , Baluni , Sukanti Prtaba , Rama, Shouni Prtaba Singh, Pramila Ptaba Singh*, Chhabirani Singh, Laxim Priya , Rajani
* not pictured
Maa Mangla Self Help Group is a group consisting of 10 members where all are women. They come from a small village of Khurda, Odisha, India. These entrepreneurs are very humble, hardworking and responsible people with good manners and lots of enthusiasm to improve their lives. A few years back they were all facing the same situation of poverty, so they planned to start a grocery shop where they could provide the basic household consumables to their customers. One of them is Mrs. Sarojini who was selected as their president.

Sarojini is a 39-year-old lady, living with her husband and her three children who are at their schooling. Her husband works as a laborer in a factory situated near her village. She runs a grocery shop to help her husband financially. She sells betel, rice, grains, lentils, edible oil, spices, biscuits, soap, detergent, hair oil, etc. in her shop. She has developed a very good relationship with her customers in the village. She likes the fact that she can cater to the needs of the people in her village.

Sarojini has a plan to make her shop bigger and keep multiple items in her shop to satisfy her customers. She also wants to purchase the items for her shop in bulk directly from the wholesalers, for which she along with her group has requested a loan amount of 150,000 INR to utilize in purchasing items like betel, rice, grains, lentils, edible oil, spices, biscuits, soap, detergent, hair oil, etc.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 101
    View loans »
    India Loans Fundraising
  • $6,144,275
    Funds lent in using Kiva
  • 62.5
    India Rupees (INR) = $1 USD
A portion of Maa Mangala Selp Help Group's $2,400 loan helped a member to pay for purchasing betel, rice, grains, lentils, edible oil, spices, biscuits, soap, detergent, hair oil, etc. for her grocery shop.
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2013
Oct 7, 2013
Currency Exchange Loss:
Nov 6, 2013