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Maa Mangala Self Help Group
In this Group: Sushama , Sarajini , Tukuni Behera, Srimati , Sailabala , Rasabati , Hemalata , Shushama
Sushama is a 44-year-old woman married to a worker of Samantarpur village in Odisha, India. The couple has three children. Sushama lives with her children, husband and her in-laws. She takes care of all the household expenses. In order to help with the family expenses, she has been involved in doing paddy cultivation and selling it to distributors for the past four years. She supplies her paddy and rice to the rice dealers in the nearby market.

In order to strengthen the business and respond to client demand, Sushama, along with seven other women from her village, formed a group that is Maa Mangla SHG and Sushama was elected president of this group. The lady sitting on the left-hand side in the photo is Sushama. Sushama, along with her group, has requested a loan amount of 160,000 INR to purchase fertilizers, pesticides, and seeds, and to cover operational costs. Sushama and her group believe it would be very helpful to cultivate more paddy so that they can earn more. She wants to give a better standard of living to her family.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 92
    View loans »
    India Loans Fundraising
  • $6,119,375
    Funds lent in using Kiva
  • 62.5
    India Rupees (INR) = $1 USD
A portion of Maa Mangala Self Help Group's $2,575 loan helped a member to pay for purchasing fertilizers, pesticides, and seeds, and to cover their operational costs for paddy cultivation.
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2013
Oct 7, 2013
Currency Exchange Loss:
Nov 6, 2013