A loan of $950 helped a member to purchase more beans.


Beatrice Musisi‘S Group's story

Beatrice works five days a week and operates a salon. She buys her merchandise from Kampala city centre. She buys all types of goods from both retail and wholesale and uses public transport to transport her merchandise from Kampala to her salon/shop in Bwaise. She makes the trip twice a week. Her customers are women in her community and those on the move.

Her challenges include paying high taxes, high rental charges, and transport costs. Flooding is a problem during the rainy season as the area where she is operating is prone to floods, which destroys her merchandise. It was once a wetland. Another challenge is that of her business being seasonal. During periods when there is low demand for salons, she switches to selling cereals and legumes, mainly dried beans. She has been operating this business for the last 10 years and was inspired by the way women were moving long distances looking for salons. She has been able to improve her standards of living, provide her family with three meals daily. Her main inspiration is owning a permanent home to operate from and also seeing her business progressing.

Beatrice is the leader of a 4-member group. She is 28 years old and married with 2 children. They are 7 and 2 years old. The one aged seven years is in school. She rents a three-room house in which she lives with 5 people. There is no piped water and electricity. She resides and works in a semi-urban and slum area, which is in the outskirts of Kampala.

In this group: Beatrice, Teopista, Nulu, Ruth
*not pictured



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