The loan they are applying for will benefit this group of women with small businesses, of which Señora Santusa is a member. She says that this is the first time they are joining Pro Mujer, through the invitation of an advert that the institution placed in their area. Currently she has a corner shop that she started when she saw her neighbour's need for one in the area and the need to increase her family's income.
The loan that Señora Santusa will receive will be used to increase her capital so that she can buy drinks, rice, and noodles, which she will acquire at the wholesalers in the city of La Paz and then sell in her sales space. This kind of work will allow her to earn an income to support her family, since she lives in a common-law marriage and has 4 children.
When asked what she likes about Pro Mujer, Señora Santusa answered that she likes the training, the savings and the health service.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Santusa es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de la promoción que realizó la institución en su zona. En la actualidad ella tiene un negocio de tienda de barrio que implementó al observar la necesidad de sus vecinos por un negocio semejante en la zona y la necesidad de generar mayor economía en su familia.
El crédito que ahora sacará es para el aumento de capital (compra de frescos, arroz, fideo) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en unión libre y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área la capacitación, el ahorro y el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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