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Santos Ceferino
Santos is a very responsible and hardworking person. He lives alone in his own house. For several years, he has worked in agriculture, planting corn and beans. In addition, he works as a builder. With his earnings from his work, he is able to meet some of his household expenses. Santos is asking for a loan to buy farming supplies like seeds, fertilizer, manure, insecticides, herbicides, etc. This way he will continue with his harvests and have greater economic stability.
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Don Santos es una persona muy responsable y trabajadora, vive solo en casa propia, hace varios años se dedica a la agricultura siembra maíz y frijol y adicional a esto trabaja de albañil, con lo que obtiene de su trabajo logra solventar algunos gastos de su hogar, Don Santos solicita un crédito para la compra de insumos agrícolas como semillas, fertilizantes, abonos, controles de plagas, herbicidas, etc. y así seguir con sus cosechas y tener una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 556
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Santos Ceferino to buy farming supplies like seeds, fertilizer, manure, insecticides, herbicides, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Sep 18, 2013
Sep 28, 2013
Currency Exchange Loss:
Mar 17, 2014