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Tomas is a married man of 37. He lives in Sololá department with his eight children. He has three boys: the eldest does tailoring and the other two go to school and help maintain the family's plot of land. He has five girls: three of them help with the household chores and the other two are minors.

He is currently a tailor; previously he worked in agriculture, but because of economic circumstances decided to opt for this activity, which has generated greater income and earnings.

He comments that he is been doing this work for 18 years which has helped to contribute to the family's finances, so now he is requesting a loan of 3,000 quetzals to buy construction materials so that he can renovate his house. He will pay this loan with the income and earnings that he generates from his business. His dream is to finish building his home so that he can improve his family's living conditions.
View original language description ↓
Tomas es un hombre casado de 37 años de edad, vive junto a sus 8 hijos de los cuales son; 3 hombres, el mayor se dedica a la sastrería y los otros 2 se dedican a estudiar y al mantenimiento de la milpa y las 5 mujeres, 3 de ellas se dedican al mantenimiento de la casa y las otras 2 son menores de edad, quienes viven en el Departamento de Sololá.
El actualmente es sastre, ya que anteriormente se dedicaba a la agricultura pero por situaciones económicas, decidió obtar por esta actividad que le ha generado mejores ingresos y ganancias.
Comenta que lleva 18 años en esta labor que le ha ayudado a contribuir en la economía de su familia, por lo que ahora está solicitando un préstamo de Q 3,000.00 para la compra de materiales de construcción para poder remodelar su vivienda. Este préstamo lo pagara con los ingresos y ganancias que le genera la actividad que realiza.
Su sueño es terminar la construcción de su vivienda para mejorar las condiciones de vida de su familia.

Additional Information


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Guatemala

  • $5,300
    Average annual income
  • 69
    View loans »
    Guatemala Loans Fundraising
  • $12,593,650
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Tomás to buy construction materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 23, 2013
Sep 28, 2013
Currency Exchange Loss:
Oct 17, 2014