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Update on Estela

Estela, 56 years old, is in a common-law relationship, and she and her spouse have three children. She lives in a community in the municipality of Choloma, in the department of Cortés.

Estela has been working for more than six years selling shoes, sandals, and clothes like blouses, pants, tops and other items. She runs this business from her home, and she also sells door-to-door.

She is satisfied with this way of earning income to contribute to her household's finances. She is currently requesting another loan of 12,000 Honduran lempiras. She plans to invest in buying more products, like clothes and sandals, to stock her business and increase her sales.

Her goal is to have a self-sustaining business.
View original language description ↓
Doña Estela, tiene 56 años de edad, vive en unión libre con su esposo con quien tiene tres hijos, reside en una comunidad del Municipio de Choloma, Departamento de Cortés.
Hace mas de 6 años que Doña Estela se dedica a la venta de zapatos, sandalias y ropa como blusas, pantalones, vestidos, camisetas y otros. Este negocio lo tiene en su vivienda y también vende de manera ambulante.
Ella se muestra satisfecha con la forma en que obtiene ingresos para contribuir a la economía del hogar. Actualmente ha solicitado otro préstamo que es por la cantidad de 12,000 Lempiras, los que piensa invertir en la compra de más producto para surtir su negocio como ser ropa y sandalias y poder incrementar las ventas.
Tiene como meta hacer su negocio auto sostenible.

Previous Loan Details

Estela, 55, lives with her common-law husband and their children in a community in the municipality of Choloma, in the department of Cortes. Estela has been selling shoes and sandals from her home and on the street for 6 years. She is satisfied with this way of earning income to contribute to ... More from Estela's previous loan »

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Honduras

  • $4,800
    Average annual income
  • 70
    View loans »
    Honduras Loans Fundraising
  • $9,399,550
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Estela to buy clothes and sandals to stock her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Sep 28, 2013
Currency Exchange Loss:
Jun 17, 2014
This photo was used before for a previous loan for Estela. It was first posted on Kiva on Sep, 2012. Learn More