A loan of $1,300 helped a member to invest in working capital and to stock her business buying and selling general merchandise such as jeans, tops, blouses, dresses, skirts, underwear, bed linens, towels, t-shirts, camisoles, and cosmetics.


Las Mercedes Group's story

The Las Mercedes Communal Bank is made up of eight members, seven women and one man, responsible mothers and fathers with 15 children to take care of. They are from León, which is located in the western region of the country. They like to spend their free time with their children and make typical regional dishes such as nacatamal. Unfortunately, due to a lack of financial resources, they were not able to pursue degrees and instead had to work from a young age to help with the household expenses.

Norma is the communal bank's coordinator, thanks to her efforts and her desire to get ahead. She sells general merchandise, such as jeans, tops, blouses, dresses, underwear, bed linens, towels, t-shirts, camisoles, and cosmetics. She spends 10 hours a day on her business, both on foot and in her home. Her loan is to be invested in working capital and to stock her business so that she can make more profits in the near future. The Las Mercedes Communal Bank is thankful for the support Kiva's lenders offer to people with limited resources in poor countries like Nicaragua so they can do respectable work.

In this group: Pia Norma, Rosa Maria, Jeronima Francisca, Juana Rosa, Rafaela Antonia, Marlen Carolina, Arelis Del Carmen, Luis Manuel

Translated from Spanish by Kiva volunteer Alyson Trowbridge



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