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Karla Marianela
Karla, age 20, is newly married and has no children. She was only able to go to school until the seventh grade. Her husband works in construction as a bricklayer. They live with her mother.

Karla has been in commerce ever since she was little. She learned this business activity from her mother. She now makes different types of sweet breads and chicken tamales. She sells her products in the area. She says that her neighbors are her best customers. Sometimes it takes up to six hours to finish her sales.

The loan will be used to buy a ‘quintal’ [one hundred pounds] of iron, four bags of cement, six planks of wood, rafters, and one and a half dozen zinc sheets. The rest is to pay for labor. She will build a roof for the oven where she makes the breads.

As a completely enterprising woman, Karla, in the future, wants to buy four dairy cows. She will do this to be able to produce milk and sell it in the community.
View original language description ↓
Karla de 20 años de edad, esta recién casada, no tiene hijos y solamente pudo estudiar hasta séptimo grado, su esposo trabaja en construcción como albañil con ellos vive la mamá de ella.

Desde muy pequeña, Karla se dedica al comercio, actividad que aprendió de su madre. Hoy en día Hace quesadillas de arroz, pan de torta y tamales de gallina, su producto lo vende en la zona, comenta que sus vecinos son sus mejores clientes y a veces tarda hasta 6 horas en terminar su venta.

El préstamo, será utilizado para comprar un quintal de hierro, 4 bolsas de cemento, 6 cuartones de madera, costaneras y una docena y media de laminas, lo demás para pagar mano de obra, ya que va a construir un techo para el horno donde hace sus quesadillas.

Como toda una mujer emprendedora, Karla en futuro quiere compra 4 vacas lecheras, para poder producir leche y venderla en la comunidad.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 509
    View loans »
    El Salvador Loans Fundraising
  • $31,377,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Karla Marianela to buy construction material and pay for labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 18, 2013
Sep 27, 2013
Currency Exchange Loss:
Jul 17, 2014