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Jumakhon is 44 years old. He is a caring husband and the father of two. His son is 19 years old, and his daughter is 15. Jumakhon lives in the town of Kulob with his family. At present he plans to launch a new business. He has the skills and experience in manufacturing storage chests, and would like to focus his business on this product. Jumakhon is applying for a loan to buy wood, nails and paint in order to manufacture storage chests. He has already built a shed for his work shop in the yard of his house. He will work in the shop together with his son, and plans to complete two storage chests per day. Jumakhon believes this work to be interesting and profitable.
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Чумахон 44 года. Он заботливый муж и отец двух детей. Его сыну 19 лет, дочери 15 лет. Чумахон со своей семьей проживает в городе Куляб. В данный момент он планирует начать новый бизнес. Он имеет мастерство и опыт по изготовлению сундука и теперь хотел бы на этом построить свой бизнес. Чумахон просит кредит для приобретения лесоматериалов, гвоздей и красок для производства сундука. Он уже во дворе дома построил помещение для мастерской. Он будет работать в своей мастерской вместе с сыном и планирует в день изготавливать по два сундука. Чумахон считает это интересным и прибыльным делом.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Jumakhon to buy wood, nails and paint to manufacture storage chests.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Sep 28, 2013
Currency Exchange Loss:
Sep 17, 2014