A loan of $6,000 helped a member to buy a new sewing machine.


Zainab's Group's story

Zainab is a 21-year-old Iraqi woman living in the southern part of the country, an area still considered a conflict zone. She is married and a mother of two children.

With limited career options due to cultural restrictions and domestic constraints, she is one of the many Iraqi women who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family. She has five years experience with the home-based sewing business activity and has been making dresses for women and children based on orders from her customers. With her share of the group loan amount she will buy a new sewing machine which will allow her to work faster and produce high quality work for more customers.

Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Zainab , Sundis , Muna



Loan details


Lenders and lending teams




Loan details