A loan of $575 helped to construct a dairy unit and purchase dairy goats.


Gladys's story

Gladys lives in the Muranga area of Kenya, which is a heavy pineapple-producing region. She has two children and has been in agriculture for seven years. Her primary income sources are tea, crops and personal business.

For Gladys, what is most enjoyable about farming is "feeding her livestock." Her biggest challenge is "milking." Animals on the farm have been given the name "Meni."

Gladys chose Juhudi Kilimo for this loan because it offers "low interest." During Juhudi's required microfinance training session, Gladys learned that group members "guarantee each other."

Gladys's highest monthly expenses are her farming costs. This loan will benefit her family, because the additional income it provides will help her educate her children.

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Gladys owns a cow, poultry, pump and a bicycle but does not own a pig, motorcycle or automobile.

Juhudi Kilimo also tries to measure any change in living standards based on this loan. In her household, Gladys has a mosquito net, solar power, a TV and DVD player but does not have electricity, running water or a sewing machine.



Loan details


Lenders and lending teams



Loan details