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Ahmadjon is 40 years old. He is a father of four children. He has two sons and two daughters. Ahmadjon has been working as a director in a school in Bohtar region of the town of Qurgan-Tube. Even though the job of a school principle is very responsible Ahmadjon has been doing his job excellently. He wants to take on additional work. Ahmadjon has decided to start animal husbandry at home. They have a small plot of land with his wife which will be remodeled into a cattle yard in the near future when they purchase cows and calves using the money from the loan. Ahmadjon has been dreaming for his own herd of cows for a long time. Right now he has a chance to make it a reality. He hopes that he will succeed at taking care of cattle. He is not afraid to take on additional work because he knows he can manage all of the responsibilities. Even though Ahmadjon has never been in this business he is moving forward with confidence because he knows that his neighbors will always be there to help him.
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Ахмаджону 40 лет. Он отец четырех детей. У него два сына и две дочки. Ахмаджон несколько лет работает директором в бохтарской школе города Курган-Тюбе. Пусть и работа директора школы очень ответственная, Ахмаджон справляется с ним на ура. Он хочет заниматься дополнительной работой. Ахмаджон решил у себя дома заняться животноводством. У Ахмаджона и у его жены имеется небольшой земельный участок, который в ближайшем времени превратится в скотный двор когда они на деньги от кредита и на свои сбережения купят коров и бычков. Ахмаджон долго мечтал о своем стаде коров. Теперь у него есть шанс осуществить свою мечту. Он надеется, что у него получится ухаживать за скотами. Он не боится брать на себя дополнительную работу, зная, что справится со всеми обязательствами. Несмотря на то, что Ахмаджон никогда не занимался такой деятельностью, он уверенно идет вперед зная что ему всегда придут на помощь соседи и земляки.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 225
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Ahmadjon to purchase large horned cattle to start a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 24, 2013
Sep 28, 2013
Currency Exchange Loss:
Oct 17, 2014