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Nazgul is 37 years old and married. She and her husband are raising five children. Nazgul has received secondary education. As a main source of income for her family, Nazgul raises livestock, having launched this business 19 years ago by buying cattle for 6,000 KGS. Thanks to Nazgul’s hard work, her farm today includes two dairy cows, one horse and four goats. Her monthly income is 9,000 KGS. In order to develop her farm further, Nazgul has turned to the Bai Tushum & Partners microfinance institution for a loan in the amount of 70,000 KGS in order to increase her headcount by buying cattle. Nazgul plans to use the resulting revenue for a further increase of her livestock. She also plans to save up for a car.
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Назгул 37 лет, замужем, вместе с супругом воспитывают 5 детей. У Назгул - среднее образование, в качестве основного дохода для своей семьи Назгул занимается животноводством, стартовав 19 лет назад, с покупки скота на 6,000 сом KGS. Благодаря упорному труду Назгул, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 1 лошадь, 4 козы. Ежемесячный доход составляет 9,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Назгул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку бычков для увеличения поголовья скота. Доходы от кредита Назгул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на покупку автомашины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Nazgul to buy steer.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Sep 27, 2013
Currency Exchange Loss:
Jan 18, 2015