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Ermira is a 39-year-old Egyptian lady from northwestern Albania, a little coastal town overpopulated during the summer time, and she does fishing. She has three children who attend school regularly, the oldest is 14 and the youngest is 9.

Here is what Ermira says, laughing: “Usually you find men doing fishing, but in our case it’s me who does it and I enjoy every piece of it, too. It gives me independence and also makes me proud of myself because I bring an income home. I do it all, fishing and selling the fish afterwards and I have been operating this little activity for the past 12 years.”

Ermira, whose name in Albanian means “good smell,” is requesting a loan for the first time to buy fishnets.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 10
    View loans »
    Albania Loans Fundraising
  • $3,250,800
    Funds lent in using Kiva
  • 104.2
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Ermira to repair the fishing nets.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 6, 2013
Currency Exchange Loss:
Aug 17, 2014