A loan of $800 helped to start a business selling clothes.


Marina's story

Marina is a 46-year-old married woman. She lives with her husband and two children in the Senaki district. Her children go to the local school and her husband works at the local museum. He is paid 400 GEL per month. This income is not enough for her family, so Marina decided to start a business selling clothes.

The Credo start up program, which is a joint initiative between Kiva and Credo, enables Marina to get a loan of $800 for purchasing a stock of clothes. She will purchase the clothes from wholesalers and then resell the clothes to customers at a higher price. This business will increase the income of her family. With increased income, they will be able to improve their living conditions.



Loan details


Lenders and lending teams




Loan details