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Two years ago, Nuray opened an office after finishing her education in reflexology. When she first started. almost no customers came. Living in a small city, Nuray had to spend a very long time introducing herself and the work she did to the locals, but she didn't give up.

After she separated from her husband, Nuray worked to establish a life for herself. She has an adult son who is studying at university. She says she will use the loan to buy pharmaceutical products to make massage oils. Nuray has another dream for the future: opening her own home-cooking restaurant where she will work in the kitchen. Nuray says that she has struggled her whole life and after her son finishes university, she wants to live for herself, strong and determined.

Translated from Turkish by Maya staff
Nuray 2 yıl önce aldığı eğitim sonucu refleksoloji(ayak tabanından tedavi )üzerine bir iş yeri açmış.İlk başlarda nerdeyse hiç müşterisi gelmemiş. Küçük bir şehirde yaşayan Nuray şehir halkına yaptığı işi ve kendisini tanıtmak için çok uzun zaman harcamak zorunda kalmış ama vazgecmemiş. Eşinden ayrıldıktan sonra kendine bir hayat kurmaya calısan Nuray yetişkin bir de oğlu var ve üniversitede okuyor. Alacağı krediyle masaj yağı yapımında kullanmak üzere ilaç alacağını söylüyor ve ileriye yönelik bir de hayali var ;kendisinin de mutfağında çalışacağı ev yemekleri lokantası açmak. Hayatı boyunca mÜcadele içinde olduğunu ve oğlu üniversiteyi bitirdikten sonra kendisi için yaşamak istediğini belirten Nuray azimli ve güçlü bir karakter.

Additional Information

More information about this loan

Maya works to extend access to finance in Turkey, a country which, as a whole, has very limited microfinance services. By supporting this loan, you are helping Maya continue their work and specifically reach female borrowers in Turkey, many of whom come from rural parts of the country. 

About Maya

Although Turkey is one of the largest economies in the region, it has not reached its potential for microfinance investment. Deficient legal structures for microfinance credit initiatives and lack of quality information about microfinance demand and structure in Turkey are the largest obstacles to improvements in the field. Under these challenging conditions, Maya provides group and individual loans to low-income women who lack access to the financial services they need in order to start or improve their own small-scale businesses. Maya borrowers are part of lending groups, but are posted to Kiva as individuals. Therefore, lenders are exposed to additional risk of default in the event that a member of this borrower's group defaults on her loan. Maya, established in 2002, was Turkey’s first microcredit program. Maya is Kiva’s first Field Partner in Turkey and posted its first loans in August 2011. Headquartered in Istanbul, Maya has four branch offices. For more information, visit Maya’s partner page.

About Turkey

  • $19,600
    Average annual income
  • 0
    View loans »
    Turkey Loans Fundraising
  • $492,325
    Funds lent in using Kiva
  • 2.0
    Turkey Lira (TRY) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Nuray to buy pharmaceutical products to make massage oils.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 4, 2013
Oct 11, 2013
Currency Exchange Loss:
Jun 17, 2014