A loan of $1,400 helped to open a grocery store.


Nino's story

Nino is a 47-year-old married woman. She lives with her husband and two sons in Mtskheta district. Her husband is a physical worker and gets orders for different types of jobs to earn money. Nino is a nurse at local hospital and earns 200 GEL (Georgia lari) per month. In addition, she bakes cakes, and from this work, she gets 250 GEL per month. Nino is a very hardworking woman and she decided to run her own business. The family has a commercial space, where she is going to open a grocery store. The Start Up program, which is a joint initiative with Kiva and Credo, enables her to get a loan of 2,300 GEL for purchasing stock of groceries. As the grocery store is opened, the income of the family will rise and become stable.



Loan details


Lenders and lending teams




Loan details