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Serakazi Group
In this Group: Jackson, Hawa, Sifa, Alice, Bosco, Mariam, Erinest, Sadru, Melkiory, Halima
Jackson, who is in his mid 30s, is married with two children, a boy and a girl, who are in school. Since 2003, Jackson has been running two businesses. One is a cafe and the other is a tailor and clothes shop. He works from 6am to 9pm each working day, and is able to make a very good profit each month.

This will be his 6th loan request from Tujijenge Tanzania. He used his previous loans to open a fruit and vegetables business which closed, and then he open a cafe. Jackson also bought more fabrics for his tailoring business and has paid back all his previous loans successfully. With the business profit received, he will pay for school fees, household expenses and build a house. Jackson will use this loan to buy more drinks for his cafe and more fabrics for tailoring. He dreams that one day will be able to expand his businesses by open another better one.

He will share this loan with his loan group" Serakazi" which totals ten members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 26
    View loans »
    Tanzania Loans Fundraising
  • $16,172,650
    Funds lent in using Kiva
  • 1,611.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Serakazi Group's $4,825 loan helped a member to buy more drinks for his cafe and more fabrics for tailoring.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 26, 2013
Oct 5, 2013
Currency Exchange Loss:
Feb 17, 2014