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Zahida's Group
In this Group: Zahida, Jamila
Zahida has taken a loan for her husband, who drives a chingchi rickshaw (a type of three-wheeled rickshaw which consists of a motorbike). This rickshaw is not powerful, so it is used only to cover short distances. Its body is made with polyester which is not enough strong to bear jerks over the roads. Now the rickshaw body needs to be replaced because it rattles during driving.

Zahida is a 38-year-old lady, living with her husband and eight children in the area of Lahore, Pakistan. She requested a loan from Kiva’s field partner, BRAC Pakistan, so that her husband would be able to buy a chingchi rickshaw body. She hopes that she will be able to make enough savings until her young children are grown, and that she would be successful in providing higher education to her children.

Zahida says thanks to Kiva and to its field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Pakistan

  • $4,700
    Average annual income
  • 343
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 106.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zahida's Group's $525 loan helped a member to buy a body for a Chingchi rickshaw.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 5, 2013
Currency Exchange Loss:
Aug 22, 2014