A loan of $350 helped to pay for grocery items, toiletries and beverages needed in her business.


Teresita's story

This is Teresita, 45, a resident of Silang, Cavite, Philippines. She is married to Antonio, a worker abroad, and they have children. She manages their household while operating the business. She is working hard to continually provide income for their everyday expenses.

Teresita operates a variety store. In the Philippines, a variety store is a retail store that sells inexpensive items, often with a single price for all items in the store. It is the place to go to buy one sachet of shampoo, a 5 PHP-worth amount of cooking oil or an egg. She earns by getting supplies at wholesale prices and selling by the piece. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 900 in sales every day.

Teresita is requesting a PHP 15,000 loan to help her continue in the operation of her business. She will use the loan to buy groceries, toiletries and beverages to expand her product inventory.

Teresita hopes that her business will continue to flourish and dreams that her children will have a good future. She meets up with her co-fellowship* members to share stories of her life and business every week. There she can also draw strength and inspiration from the fellowship and the Word of God she studies.

*All CCT community partnersclients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.



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