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David is 29 years old and living alongside his family, his wife, and his children. David is a visionary and very hard-working. He and his family live in a humble home but they do own it. This helps them to feel satisfied with the work they have done up until now. Little by little David has been making improvements to the house and he wants to continue with this. So, he has applied for a loan from FUSAI in order to buy building materials in order to plaster the wall. David needs cement and also metal sheets to repair part of the room which is deteriorated.
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David de 29 años de edad, habita junto a su familia, su esposa y sus hijos es un hombre muy visionario y trabajador. Habitan en casa humilde pero propia y eso lo hace acreedor de sentirse satisfecho del trabajo que ha realizado hasta este momento, poco a poco ha ido mejorando su hogar y desea seguir haciéndolo es por esa razón que se acerco a FUSAI para solicitar un préstamo para compra de materiales de construcción ya que necesita repellar la pared para ellos necesita cemento y también comprar lamina y reparar la parte de un cuarto que se mantiene en mal estado.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 551
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped David to buy building materials in order to plaster the wall. David needs cement and also metal sheets to repair part of the room which is deteriorated.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Sep 26, 2013
Currency Exchange Loss:
Nov 17, 2013