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Victor Jesus
Victor is a 21-year-old young man who lives in the city of Chincha. Victor is a young man with a great desire to succeed. It is because of this that each day he exerts himself in his work center. He works as a mechanical operator, and with the fruit of his labor he can settle his living expenses. He believes that it is going well for him because he is responsible in his job.

Victor is very thankful to the Kiva lenders since thanks to the help that they have provided he will be able to buy construction materials to be able to make repairs on the room where he lives. It is necessary to improve the roof and floor that currently is made of dirt. Therefore, he will have a better environment in which to live and he will continue fighting for his greatest dream, “To have his own home and to study for a university degree.”
View original language description ↓
Victor es un joven de 21 años de edad y vive en la ciudad de chincha. Victor es un joven con muchas ganas de salir adelante, es por ello que cada día se esfuerza en su centro de labores, el trabaja como operario mecánico, y con el fruto de su trabajo puede solventar sus gastos de manutención, el cree que le va bien porque es responsable en su trabajo.

Victor está muy agradecido con los prestamistas kiva ya que gracias a la ayuda que el han brindado podrá comprar materiales de construccion para poder realizar reparaciones en el cuarto donde vive, ya que es necesario mejorar el techo y el piso que actualmente es de tierra, así tendrá un mejor ambiente para vivir y seguirá luchando por su gran sueño:” Tener una casa propia y estudiar una carrera universitaria”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 81
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Victor Jesus to purchase construction materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 27, 2013
Sep 26, 2013
Currency Exchange Loss:
Jun 17, 2014