A loan of $2,400 helped to purchase a used car for her husband to work as a taxi driver.


Sophiko's story

Sophiko is a 29-year-old married woman. She lives in a small village of Khobi district with her husband, two children and parents-in-law. Sophiko is a housekeeper and her children go to a local public school. Her parents-in-law are provided with a retirement pension.

The family runs an agricultural business. In particular, they have 2 cows. Sophiko milks the cows every day and produces dairy products to sell. In addition. they have a plot of agricultural land, where maize and nut trees are grown. They work hard to ensure a good harvest. The harvested products are sold to local retailers. As the income is only seasonal, Sophiko decided to request a loan for the family business. The Start Up program, which is a joint initiative with Kiva and Credo, enables her to get a loan of $2,400 for purchasing a used car. After the used car is purchased her husband will serve local people as a taxi driver. This will increase their income and they will be able to improve their living conditions.



Loan details


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Loan details